Monday, December 10, 2007
With a record number of listings available for sale in the Treasure Valley, perhaps it is time for homeowners to consider becoming landlords.
| Posted by Eric Leigh at 4:43 PM |
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Monday, November 26, 2007
A friend of mine recently shared her identity theft scare with me. Her bank notified her of several attempted purchases in Ethiopia and a renters insurance premium charge that was applied to her debit card in Nevada. She didn't lose any money and the credit card company didn't approve the charges. Nevertheless, she was scared! She encouraged me to notify my clients about identity theft and how it can happen to ANYONE and ANYWHERE...even here in little Nampa, Idaho. What can you do to limit your risk? Here are some self-defense strategies for you to consider...
| Posted by Eric Leigh at 8:58 AM |
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Tuesday, October 23, 2007
Gone are the times where mortgage lenders handed out loans to home buyers with no proof of income and no money down. Lending standards have tightened substantially, making it more difficult to obtain mortgages at reasonable rates. What you need to know about this market...
| Posted by Eric Leigh at 6:39 PM |
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Monday, October 15, 2007
This is the last article in a four part series on credit scoring.
| Posted by Eric Leigh at 8:43 AM |
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Monday, October 01, 2007
This is the third article in a four part series on credit scoring. Today, we will address challenges and barriers that may exist in a person's credit profile that is limiting them from raising their credit score up to those top tiers with the best rates and terms.
| Posted by Eric Leigh at 2:10 PM |
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Monday, September 24, 2007
This is the second article in a four part series on credit scoring. Most consumers know that if they pay their bills on time, then that is good for their credit score. What most consumers DO NOT know is that paying bills on time accounts for ONLY 35% of their entire credit score! Where does the rest of your credit score come from?
| Posted by Eric Leigh at 8:41 AM |
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Monday, September 17, 2007
This is the first in a four part series on credit scoring. With the recent sub-prime mortgage fallout and credit crisis we are experiencing, your credit score now is more important than it has ever been! These blog entries will explain to you what you need to know to make sure your credit situation is in top shape.
| Posted by Eric Leigh at 8:25 AM |
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Monday, August 27, 2007
In this challenging mortgage market, homeowners need to be careful to compare loan programs correctly. The Annual Percentage Rate (APR) is a tool that consumers can use as a starting point to compare loan programs...as long as it is used appropriately. Read on to learn how!
| Posted by Eric Leigh at 3:16 PM |
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Monday, August 20, 2007
The Federal Reserve has taken significant action in the last few weeks due to the credit crunch. And now they've made an unexpected move by cutting the discount window rate. This is great news, but what does it really mean?
| Posted by Eric Leigh at 9:06 AM |
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Monday, July 30, 2007
Fixed? Variable? ARM or Negative Amortization? Or Interest Only? With so many mortgage products available for homeowners, it can get overwhelming very quickly when deciding on the correct product that fits your needs. Here are some things to consider.
| Posted by Eric Leigh at 3:07 PM |
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